What are remote closings and how do they work?

Remote closings have become a practical option for buyers and sellers who want a smoother, more flexible way to finalize a home sale. They’re especially helpful for people relocating from another state, seasonal residents, busy professionals, or anyone who prefers not to meet around a conference table with a stack of paper. While the process feels modern, it still follows the same legal standards and verification steps required in a traditional closing.

A remote closing generally involves two approaches. The first is a hybrid closing, where some documents are signed electronically in advance, and only the essential ones are signed in person with a mobile notary. The second is a fully remote online notarization (RON), where every document is signed and notarized by video call using an approved online system. Not all states, lenders, or title companies allow fully remote notarization, so your agent or closing team will confirm what’s permitted.

Expect secure identity verification, video recording of the notarization session, and digital document delivery. The technology is designed to prevent fraud and ensure compliance with state laws. Most platforms require buyers and sellers to show government identification through the camera, answer verification questions, and complete the signing session in one continuous call.

The benefits are substantial. Remote closings reduce travel, scheduling conflicts, and time away from work. They also streamline paperwork, since documents arrive digitally for review before signing day. That gives buyers and sellers more time to understand the numbers, ask questions, and avoid surprises.

There are limitations. If your lender doesn’t allow RON, you’ll need the hybrid approach. Some documents may still require a wet signature depending on state statutes. Internet reliability is also a factor; if your connection drops, the session may need to restart.

Bottom Line:
Remote closings offer convenience without sacrificing security or accuracy. They’re a legitimate, widely accepted option that can make the end of a transaction far more efficient, especially for out-of-area buyers and sellers.

If you’re considering buying or selling and want to know whether a remote closing fits your situation, reach out through NextHomeEric.com. I’ll walk you through the options, confirm what’s allowed for your lender and property type, and help you choose the smoothest path to the finish line.